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The latest retirement news, explained: what is happening, why it matters and what it means for your money.
Recent years delivered a stark reminder: prices can jump fast—and stay high. Between 2021 and 2023, U.S. consumer prices climbed roughly 15%–17% in total. Gas, groceries, rent, utilities, and medical…
1h ago · 8 min read
From Pension to DIY: How the Shift to 401(k)s Put Retirement Risk on Your Shoulders
Over the past four decades, American retirement has undergone a fundamental shift—one that most workers never explicitly voted for. The move from defined-benefit…
401(k), Roth IRA, or Just Pay Down the Mortgage? Smart Retirement Trade-Offs in a High-Rate Era
In today’s economy of higher interest rates and lingering inflation, American households face a tough question each month: Do I put extra cash into retirement accounts,…
Retire or Keep Working? A Clear-Sighted Guide to Making the Call in a Volatile Economy
For many Americans in their late 50s and 60s, the question is blunt: Can I actually afford to retire now? Surging prices, higher borrowing costs, and uneven markets have…
The New Retirement Math: How Higher Rates Are Reshaping What Americans Need to Save
Retirement planning for American households is being quietly rewritten by one number: interest rates. After more than a decade near zero, the Federal Reserve pushed its…